Welcome to ibcre.com! Please read these Terms of Service (“Terms”) carefully before using our website. By accessing or using ibcre.com, you agree to be bound by these Terms, which constitute a legally binding agreement between you and IBCRE. If you do not agree to all of these Terms, you are prohibited from using or accessing this site.
1. Acceptance of Terms
These Terms of Service govern your access to and use of the IBCRE website (ibcre.com), including all content, functionality, and services offered on or through ibcre.com (the “Service”). By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. These Terms apply to all visitors, users, and others who access or use the Service (“Users”).
We may modify these Terms at any time, and such modifications shall be effective immediately upon posting of the modified Terms on ibcre.com. You agree to review these Terms periodically to be aware of such modifications and your continued access to or use of the Service shall be deemed your conclusive acceptance of the modified Terms. If you do not agree to any modifications, you must immediately stop using the Service.
Your use of the Service is also subject to our Privacy Policy, which is incorporated by reference into these Terms. Please read the Privacy Policy carefully for information relating to our collection, use, and disclosure of your personal information.
2. Use License
Subject to your compliance with these Terms, IBCRE grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes. This license does not grant you any ownership rights in the Service or its content.
You are specifically prohibited from:
- Modifying or copying the materials;
- Using the materials for any commercial purpose, or for any public display (commercial or non-commercial);
- Attempting to decompile or reverse engineer any software contained on IBCRE’s website;
- Removing any copyright or other proprietary notations from the materials;
- Transferring the materials to another person or “mirroring” the materials on any other server;
- Using the Service in any way that violates any applicable federal, state, local, or international law or regulation;
- Impersonating or attempting to impersonate IBCRE, an IBCRE employee, another user, or any other person or entity;
- Engaging in any conduct that restricts or inhibits anyone’s use or enjoyment of the Service, or which, as determined by us, may harm IBCRE or users of the Service or expose them to liability.
This license shall automatically terminate if you violate any of these restrictions and may be terminated by IBCRE at any time. Upon terminating your viewing of these materials or upon termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
3. Disclaimer
THE MATERIALS ON IBCRE’S WEBSITE ARE PROVIDED “AS IS”. IBCRE MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS AND NEGATES ALL OTHER WARRANTIES, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS. FURTHER, IBCRE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS CONCERNING THE ACCURACY, LIKELY RESULTS, OR RELIABILITY OF THE USE OF THE MATERIALS ON ITS WEBSITE OR OTHERWISE RELATING TO SUCH MATERIALS OR ON ANY SITES LINKED TO THIS SITE.
Specifically, IBCRE does not warrant that:
- The Service will be uninterrupted, secure, or available at any particular time or location;
- Any errors or defects will be corrected;
- The Service is free of viruses or other harmful components; or
- The results of using the Service will meet your requirements.
You understand that downloading or otherwise obtaining materials through the Service is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from such activities.
4. Limitations of Liability
IN NO EVENT SHALL IBCRE OR ITS SUPPLIERS BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA OR PROFIT, OR DUE TO BUSINESS INTERRUPTION,) ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS ON IBCRE’S WEBSITE, EVEN IF IBCRE OR A IBCRE AUTHORIZED REPRESENTATIVE HAS BEEN NOTIFIED ORALLY OR IN WRITING OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, OR LIMITATIONS OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THESE LIMITATIONS MAY NOT APPLY TO YOU.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL IBCRE’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE) EXCEED THE AMOUNT YOU PAID, IF ANY, TO IBCRE FOR ACCESSING OR USING THE SERVICE. IF YOU HAVE NOT PAID IBCRE FOR THE SERVICE, IBCRE’S TOTAL LIABILITY TO YOU SHALL BE LIMITED TO $100.
IBCRE is not responsible for the actions, content, information, or data of third parties, and you release us, our directors, officers, employees, and agents from any claims and damages, known and unknown, arising out of or in any way connected with any claim you have against any such third parties.
5. Revisions and Errata
The materials appearing on IBCRE’s website could include technical, typographical, or photographic errors. IBCRE does not warrant that any of the materials on its website are accurate, complete, or current. IBCRE may make changes to the materials contained on its website at any time without notice. IBCRE does not, however, make any commitment to update the materials.
6. Links to External Sites
IBCRE has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by IBCRE of the site. Use of any such linked website is at the user’s own risk. You acknowledge and agree that IBCRE shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.
7. Site Terms of Use Modifications
IBCRE may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.
8. Governing Law
Any claim relating to IBCRE’s website shall be governed by the laws of the State of [Insert State Name], without regard to its conflict of law provisions. You agree that any legal action or proceeding between you and IBCRE for any purpose concerning these Terms or the Service shall be brought exclusively in a federal or state court of competent jurisdiction sitting in [Insert City, State Name].
9. Privacy Policy Reference
Your use of ibcre.com is also subject to our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy at [Insert Link to Privacy Policy] for information about how we collect, use, and share your information.